
The combined market share of state-owned general insurers in India continues to witness a declining trend, falling from 51.3% in 2017 to 40.8% in 2021 as the insurers see significant losses in the motor and personal accident and health (PA&H) insurance lines, GlobalData has said.
GlobalData’s Insurance Database reveals that gross written premiums (GWP) of private insurers grew by 15.7% during 2017-21, whereas those of state-owned insurers grew at a CAGR of 4.1%.
Along with lower growth in GWP, the state-owned general insurers have also reported higher losses as compared to private insurers.
The Indian general insurance industry grew at a CAGR of 10.1% during 2017-21 and was valued at INR2.3trn ($31.1bn) in 2021.