Just Group has reduced its exposure to the UK property market by selling £540m of lifetime mortgages balances in December and completed a third hedge to cover £280m of lifetime mortgages.
The company has bought corporate bonds with the money, reducing net equity by £90m. Just Group said a proportion of the money will go into illiquid assets to reduce the initial impact.
Just said its solvency II capital ratio improved by nine percentage points from 145% at the end of June after it raised £177m of debt in October.
Just Group recorded an annual sales growth of 12% driven by record transactions for defined benefit pensions.