The UK’s Prudential Regulation Authority (PRA) has published individual firm results for its core scenario for Life Insurance Stress Test (LIST) 2025, detailing that all companies survived the exercise with more than 100% of their required regulatory capital.
This follows the publication of the sector-level findings on 17 November.
The individual results showed that Just Group’s Partnership Life Assurance Company (112%), M&G’s Prudential Assurance (122%) and Phoenix Group’s Phoenix Life (132%) had the lowest SCR coverage ratios after the core stress tests.
Rothesay (213%), PIC (184%) and Aviva subsidiary, Aviva International Insurance (182%), showed the strongest performance.